Medical Education - Compensation & Benefits

Osteopathic Graduate Medical Education (OGME) Compensation; Year 1 - $43,600; Year 2 - $44,500; Year 3 - 45,500, Year 4 - $46,500 and Year 5 - $47,500.

Benefits at a Glance

Interns/Residents
Post Graduate Year I – V

Revised: May 21, 2007
The Benefits at a Glance document is an abbreviated summary document. For the interpretation of specific benefits, the actual plan document shall be used. Mercy Health Partners (MHP) provides a full compliment of benefits which, combined with your paycheck, represents a total compensation commitment. MHP reserves the right to update benefits as necessary for business purposes. This Benefits At A Glance statement is furnished as required in the Intern/Resident Contract.

BENEFIT	WHO PAYS	WHEN ELIGIBLE	YOU RECEIVE
Paid Time Off	MHP	Upon employment	PGYI earn up to 120 hours a year PGYII-V earn up to 200 hours a year
P.T.O. Cash Out	MHP	1 year from date of hire	Per IRS Guidelines
National Holidays	MHP	Upon Employment; eligibility 25 + hrs per week budgeted	6 per year (Employees provide coverage on rotational basis)
Continuing Medical Education (CME)	MHP	Upon employment	Time included in Paid Time Off
Health Insurance	MHP and Employee	1^st of month following 30 days of employment	Blue Care Network (BCN) or Preferred Choices PPO Plan (both plans include prescription coverage)
Health Insurance Opt-Out	MHP	1^st of month following 30 days of employment	$1,000 per year (40 hours per week)
Dental Insurance	MHP and Employee	1^st of month following 30 days of employment	100% preventative, 50%-80% of other services - $1,000 annual maximum per covered member. Ortho $1,000 lifetime maximum
Vision Care	Employee	1^st of month following 30 days of employment	Vision plan offered
Life Insurance	MHP	1^st of month following 30 days of employment	Basic life insurance equal to one times annual salary.
Accidental Death & Dismemberment (AD&D)	MHP	1^st of month following 30 days of employment	See life insurance summary plan description
Optional Life Insurance	Employee	1^st of month following 30 days of employment	Additional life insurance for employee, spouse, and dependents
Short Term Disability	MHP	6 months from date of employment	66-2/3% of base salary for duration of short- term disability up to 26 weeks. 7 day elimination period
Long Term Disability	MHP	After Short Term Disability (180 day elimination period)	Per insurance policy provisions
Flexible Spending Accounts	Employee	Upon employment	Tax-free dollars for expenses in either Health Care, Premium or Dependent Care. (Some over the counter medications are reimbursable.)
Group Legal Plans (Hyatt)	Employee	1^st of month following 30 days of employment	Access to professional legal representation
Retirement Program (Transferable to all Trinity Health Membership Organizations)	MHP	Upon employment	Defined Benefit Plan (non-contributory) for monthly pension upon retirement. See Summary Plan Description 100% match on the first $500; .50¢ on the dollar thereafter, up to 2% of gross income per year

BENEFIT	WHO PAYS	WHEN ELIGIBLE	YOU RECEIVE
Health Club Membership (Example: YMCA, Omni Fitness, and Norton Pines Athletic Club	Employee (Voluntary)	Upon Employment	Discounted fees; payroll deducted; (contact health club directly for specific information)
Retirement Savings Plan	Employee (Voluntary)	Upon employment	Trinity Health - TSA / 403(b) Retirement Savings Plan
Various Insurance Plans	Employee	Upon employment	Insurance for auto, home and recreation vehicles
Payroll, Direct Deposit	Employee	Upon employment	Payroll deposit and deduction options for specific amounts at various financial institutions
Professional Liability	MHP	Upon employment	Per insurance policy provisions While serving in MHP Intern/Residency training program
Bereavement	MHP	Upon employment	Full pay for a maximum of 3 scheduled work days
Jury Duty	MHP	Upon employment	Full pay for regularly scheduled hours of work missed
Leaves of Absence	Variable	Per policy	Per policy provisions
U.S. Savings Bonds	Employee	Upon employment	Available for purchase through Payroll deduction
Employee Assistance Program	MHP	Upon employment	Assessment and counseling visits for employee and household members (Up to five (5) visits a year per family at no cost)
Parking	MHP	Upon employment	Free parking in designated areas adjacent to hospital
Meals	MHP	Upon employment	Employees receive $2400.00/yr through payroll compensation each pay
License Fees	MHP	Each contract year of training	Employee receives these funds from the Professional Fees Account through the Medical Education Office
AOA Dues	MHP	Each contract year of training	Employee receives these funds from the Professional Fees Account through the Medical Education Office
ACLS Training Fees	MHP	Each contract year of training	Employee receives these funds from the Professional Fees Account through the Medical Education Office
Professional Development Allowance	MHP	Each contract year of training	Included in salary
Moving Allowance	MHP	Upon employment	Included in salary

BENEFIT	WHO PAYS	WHEN ELIGIBLE	YOU RECEIVE
Recreational Activities	MHP	Upon employment	Participation in a variety of recreational activities
Employee Health Services	MHP	Upon employment	Employment physical examination. Medical treatment for on the job injury or illness
Worker’s Compensation	MHP	Upon employment	Loss time benefits and coverage of medical expenses in accordance with State Law
Social Security	MHP and Employee	Upon employment	Employer match in accordance with federal law
Unemployment Compensation	MHP	Upon employment	Income replacement in accordance with State Law
Living Quarter Cost	Employee	Upon employment	Covered by existing Intern/Resident salary
Termination Pay	MHP	Following termination	All PTO hours paid at 100%
Free Computer Training	MHP	Upon Employment	Free Training in Microsoft Word, Excel, Access and others
Michigan Education Savings Plan	Employee	Upon Employment	Tax deductible investment account for college education
DiamlerChrysler	Employee	Upon Employment	Purchase or lease eligible vehicles
Verizon Wireless Discount Program	Employee	Upon Employment	Discount for Verizon Wireless services
HP / Compaq	Employee	Upon Employment	Discounted HP / Compaq products
Olympia Entertainment	Employee	Upon Employment	Purchase premium seating and savings on selected events held at the Fox Theatre, Joe Louis Arena, COBO Arena and Comerica Park.

For additional benefit information, go to: http://mybenefits.trinity-health.org

*NOTATION: Time off in excess of the approved American Osteopathic Association standards, rules and regulations for the Intern/Resident training program will result in the extension of hours necessary to complete the program.

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